? Merry Christmas from LendingOwl! Thank you for trusting us—wishing you joy and prosperity this holiday season! ?

Important: USDT (TRX) fee changes
Due to the increasing cost of working with the TRON network for USDT, we will increase the withdrawal fee from 1.7 USDT to 3 USDT from 10th December 2024, 9am (UTC).

? December is here—exciting updates are on the way! Stay tuned! ?

? LendingOwl Update v2.03.00

✨ We’ve just launched automatic cash deposits via Telegram Stars, now available for all @LendingOwl_Bot users.

? AI-Powered Loan Assistant: Our upgraded AI can now help assess borrowing needs, suggest optimal loan terms, and offer financial advice.

⚡ Flash Loan Feature: Access quick microloans (less than $500) with minimal collateral and instant repayment. This feature is available to users with a high trust score.

Our team is dedicated to improving your experience!

? Exciting Updates Coming to LendingOwl Bot! ?

Dear LendingOwl users,

We’re excited to let you know that new updates are on the way for our Telegram bot! ? These updates will bring improved features, making your experience even smoother and more efficient. Stay tuned for enhancements that will make managing your loans quicker and easier! ?

Thank you for being part of the LendingOwl community! ? We’re always working to make things better for you.

Keep an eye out for more details soon! ?

Best regards,
The LendingOwl Team ***✨***

● Our official and only support bot: @LendingOwlSupportBot. There are no separate verification bots, and there never will be!

● ? LendingOwl Bot support will never message you first.

● If you receive a message claiming to be from ? LendingOwl Bot, immediately block the sender and report it to the official support @LendingOwlSupportBot.

? We'd like to remind you of the basic safety rules when using ? LendingOwl Bot.

● Our official and only support bot: @LendingOwlSupportBot. There are no separate verification bots, and there never will be!

● ? LendingOwl Bot support will never message you first.

● If you receive a message claiming to be from ? LendingOwl Bot, immediately block the sender and report it to the official support @LendingOwlSupportBot.

● Do not switch to private chats when trading on the ? P2P Market, and do not use contact information from the offers. All communication between borrowers and lenders always takes place only in @LendingOwl_Bot.

● Set up a passcode to confirm transactions in the mini-app.

● Enable two-factor authentication in Telegram’s privacy and security settings.

All official resources are only available in our one and only English-language channel @LendingOwl_NewsEN.

Attention: Technical Maintenance!

~~Dear users! Technical maintenance is currently being carried out on our website, which may result in temporary service interruptions or delays in processing loans. We apologize for any inconvenience and assure you that we are making every effort to resolve the issues as quickly as possible.~~

Update: our services are back online and the issues have been fixed. So sorry if you were affected by this.

Rules for the @LendingOwl_Bot chat

7 RULES OF SAFETY IN TECH. CHATS:
1. Do not ask if there are any admins - there are!
2. This is technical chart, so ask you question right away @NoHelloMe
3. Express the thought in one message.
4. Formulate a question first - only then ask it.
5. Read the answers of admins!
6. Do not rush the admins.
7. Do not ever rush the admins

ADDITIONAL RECOMMENDATIONS
(for differently abled people)

1. Do NOT add: "Help me", "Sir", "???" or "Please, Please, Please" to your messages.
   0.0 Do not call admin by his @ username in chat unless something urgent happened with the whole @LendingOwl_Bot system.
2. Do not expect that after few days admins will remember your questions - refer to the past messages in chat.
3. Wishing to help others - answer ONLY if you sure that you know the RIGHT answer.
4. Read manuals and help materials before you ask the question that is already described in @LendingOwl_Bot.
5. With your personal and private questions refer to Support Bot @LendingOwlSupportBot
6. With the general and common questions do NOT write to Support Bot.
7. Sometimes because of the flood of messages in the chat, admins can miss your question. Kindly remind them of it, if you see that the chat activity is slowed down, but your question have not been answered.
8. Do not use obscene language in the messages - especially towards anyone or when you refer yourself to anyone personally.
9. If you have difficulty with understanding of English language (or it is not you native language) - do not rush with the conclusions and especially do not rush to get offended, read admins answers with more attention.
10. If you did not understand (or not sure whether you understood or not) any of the admin's answers, better reread again.
11. Do not get involved in a someone else's conversation with meaningless or non-constructive comments.
12. If you did not understand why you were banned, means you were banned for better. Do not ask to be unbanned until you understand.
13. Distinguish between Ban and Mute (RO - read only)
14. If you were given RO for 1 day, then this is for your benefit - it is better to wait for this day so as not to get a week.
15. In a group, write straight about the case (subject) - no need to ask: weather it possible to ask a question or just state that you have one.
16. Value your time and the time of those who are trying to help you.
    @NoHelloMe - check it out.
    Do not write:
    - Help!
    - I have a question.
    - Can I ask you a question?
    By asking such questions, you increase the chances of getting a Ban / RO instead of an answer.
17. Remember: you came to the group with a question, not the group came to you.
18. Remember: this is not your group and therefore not your rules.
19. Remember: no one owes you anything, only by definition - they want to help you as long as there is constructivity - technical issues are resolved in technical language, and not in the language of "claims".