There is one truth about the behaviour of some people:
You can't save one who doesn't want to be saved.

P.S. I'm listening to podcasts all the time, it's already became my daily routine. So no need to include it in a daily plan.

Day 2️⃣
1. Listening part 1,2 practice. Focus on spelling tasks as in my last exam, I struggled with them.
2. Article analysis.
3. Essay analysis.
4. Task 2 practice.
5. Speaking part 2 practice.

It turned out to be a very short article (luckily?). After such a long break, it is likely to take some time to immerse myself into studies.
key takeaways - important information
lose out - to not have an advantage other people have.
return - the profit you get from the investment
well beyond a majority—64% - far more ...
a nest egg - saved money for a particular purpose
Regular investment of small amounts of money is an excellent way of building a nest egg.
compounding returns - compounding is a powerful investing concept that involves earning returns on both your original investment and on returns you received previously.
gains - profit
cite - to mention something as proof for a theory or as a reason why something has happened
top barriers to + Ving - biggest challenges

https://www.investopedia.com/most-people-wish-they-started-saving-for-retirement-earlier-8681428

This is the very book I will be using to improve my lexical resource.