President of India addresses a gathering of beneficiaries of ‘Shasan Aplya Dari’ and ‘Mukhyamantri Majhi Ladki Bahin Yojna’ of Government of Maharashtra

**Cabinet approves seven major schemes for improving farmers’ lives and livelihoods with a total outlay of ₹ 13,966 Crore

✅ Digital Agriculture Mission
✅ Crop science for food and nutritional security:
✅ Strengthening Agricultural Education, Management and Social Sciences
✅ Sustainable livestock health and production
✅ Sustainable development of Horticulture
✅ Strengthening of Krishi Vigyan Kendra
✅ Natural Resource Management#Government_schemes Join** @CSE_EXAM@upsc_government_scheme

**PM SHRI

✅ PM School for Rising India is a centrally sponsored scheme launched in 2022 for the period of five years under the Ministry of Education.
✅ The scheme is related to the development of more than 14500 schools across the country as PM SHRI schools to showcase all components of NEP 2020.
✅ The selection of the schools will be done through Challenge mode wherein schools compete for support to become exemplar schools.
✅ Maximum 2 schools will be selected per block.**

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*?MUDRA 2.0 loans*

✅The Union Budget 2024 has increased the loan limit under the scheme’s Tarun category to Rs 20 lakh, targeting those who have successfully repaid previous MUDRA loans.

?Pradhan Mantri Mudra Yojana (PMMY)

✅It is a flagship initiative by the Government of India that was launched in 2015 and aimed at providing affordable credit to micro and small enterprises.
✅It focuses on integrating underserved enterprises into the formal financial system by offering them easy access to credit.
✅Objective: The scheme is designed to "fund the unfunded," enabling small borrowers to secure loans from various financial institutions including Public Sector Banks (PSBs), Regional Rural Banks (RRBs), Cooperative Banks, Private Sector Banks, Foreign Banks, Micro Finance Institutions (MFIs), and Non-Banking Financial Companies (NBFCs).
?Loan details:
✅Loan amount: Up to ₹10 lakh for non-farm income-generating activities in sectors such as manufacturing, processing, trading and services.
✅Eligibility: Any Indian citizen with a viable business plan for a non-farm sector income-generating activity requiring credit below ₹10 lakh can apply for a MUDRA loan through banks, MFIs, or NBFCs.
✅Categories of Loans:
?Shishu: Loans up to ₹50,000, aimed at new and micro enterprises.
?Kishore: Loans ranging from ₹50,000 to ₹5 lakh, for businesses in the growth phase.
?Tarun: Loans from ₹5 lakh to ₹10 lakh, for businesses looking to expand further.
✅Subsidy: There isno direct subsidy under PMMY. However, if a loan is linked to a government scheme that provides capital subsidies, the loan can be availed under PMMY with the associated benefits.

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?What is Perform, Achieve & Trade (PAT) Scheme?

✅PAT Scheme is a flagship program under the National Mission for Enhanced Energy Efficiency (NMEEE).

✅Implementing Agency: It is implemented by the Bureau of Energy Efficiency (BEE) under the aegis of the Ministry of Power.

✅Objective: PAT scheme aims at reducing Specific Energy Consumption (SEC), i.e., energy use per unit of production for Designated Consumers (DCs) in energy-intensive sectors, with an associated market mechanism to enhance the cost-effectiveness through certification of excess energy saving, which can be traded.

?Energy Saving Certificates (ESCerts):
✅The excess energy savings are convertedinto tradable instruments called Energy Saving Certificates (ESCerts) that are traded at the Power Exchanges.

✅Trading Platform: The two Power Exchanges, India Energy Exchange (IEX) and Power Exchange India Limited (PXIL) provide the trading platform for ESCerts.

✅Central Electricity Regulatory Commission (CERC) is the market regulator for the trading of ESCerts.

✅PAT Scheme is implemented in cycles of 3 yearseach, where the Designated Consumers (DCs) are assigned SEC reduction targets.

✅Designated Consumers (DCs) who fall short of their targets bid for the purchase of ESCerts.

#gs3
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Full 2023 Solved UPSC Paper
50+ Elimination Tricks Sample

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*?*Status of Immunization in India

✅India has significantly improved its immunization coverage, as indicated by data from the National Family Health Survey-5 (NFHS-5). Full immunization coverage among children aged 12-23 months increased from 62% in NFHS-4 (2015-16) to 74% in NFHS-5 (2019-20). This demonstrates substantial progress in ensuring that a larger proportion of children receive the necessary vaccines.
✅The coverage of the measles and rubella vaccine also saw a notable increase, rising from 81% to 88% between NFHS-4 and NFHS-5. This signifies a focused effort on improving immunization against Measles and Rubella, key components in preventing these diseases.
✅India's certification as polio-free by the World Health Organization (WHO) in 2014 is a significant achievement. This demonstrates the country's successful efforts in eradicating polio, a debilitating and potentially fatal disease, through widespread vaccination campaigns and surveillance systems.
✅India has introduced new vaccines such as Rotavirus, PCV (Pneumococcal Conjugate Vaccine), and IPV (Inactivated Polio Vaccine) under the Universal Immunization Programme (UIP). These vaccines are crucial in protecting children from diseases like diarrhoea, pneumonia, and polio, contributing to the overall reduction of child mortality and morbidity rates.
✅India began administration of COVID-19 vaccines on 16 January 2021. As of 4 March 2023, India has administered over 2.2 billion doses overall, including first, second and precautionary doses of the currently approved vaccines.

?Intensified Mission Indradhanush (IMI) 5.0

✅Intensified Mission Indradhanush (IMI) 5.0 is the fifth phase of Mission Indradhanush, which was launched in 2014 by the Union Ministry of Health and Family Welfare, to achieve full immunization coverage for all children and pregnant women in the country.
✅The previous phases of IMI covered children up to 2 years of age and were conducted in selected high-priority districts. IMI 5.0 is the first time that the campaign is being conducted across all the districts in the country and includes children up to 5 years of age.

✅Universal Immunization Programme (UIP), including BCG, OPV, IPV, Pentavalent, Rotavirus, PCV, Measles-Rubella, and others.**#gs2#goverment_scheme

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*?*Financial Inclusion Schemes in India

✅Pradhan Mantri Jan Dhan Yojana (PMJDY)
✅Atal Pension Yojana (APY)
✅Pradhan Mantri Vaya Vandana Yojana (PMVVY)
✅Stand Up India Scheme
✅Pradhan Mantri Mudra Yojana (PMMY)
✅Pradhan Mantri Suraksha Bima Yojana (PMSBY)
✅Sukanya Samriddhi Yojana
✅Jeevan Suraksha Bandhan Yojana
✅Credit Enhancement Guarantee Scheme (CEGS) for Scheduled Castes (SCs)
✅Venture Capital Fund for Scheduled Castes under the Social Sector Initiatives
✅Varishtha Pension Bima Yojana (VPBY)**#gs1#society