I had an interesting discussion with my professor about the differences between salary systems in Uzbekistan and the USA.

In Uzbekistan, salaries are paid monthly with taxes automatically deducted, so most people don’t actively notice how much of their earnings go to the government. In contrast, in the U.S., employees receive their full salary and are responsible for paying taxes themselves once a year. This makes them more aware of how much they’re contributing and, in turn, more likely to demand accountability in government spending.

**Lifehack

Low IELTS Score and No Time to Retake? Here Are Free Alternative Solutions for University Admissions**

If you have a low IELTS score—or haven’t taken it but are confident in your English skills—don’t worry! Many universities offer alternative ways to meet English proficiency requirements without retaking the test. Here are three free options:

1. Duolingo English Test (DET) – Many universities accept DET as an alternative to IELTS and even offer fee waivers. It’s easier, results are available within 48 hours, and scores will be sent to the university for free.

2. High SAT EBRW Score – If you’ve scored 600–700+ on the Evidence-Based Reading and Writing (EBRW) section of the SAT, most universities will waive the English proficiency test requirement.

3. Conditional Candidate Review – Some universities, like Davidson College, may review your application without an English proficiency test. If you’re an outstanding applicant in other areas, they might even offer a fee waiver for an alternative test.

These options can save you time and money while keeping your admission plans on track. Do your research, reach out to universities, and take advantage of these alternatives!

Imagine you’re playing Monopoly, but you never buy any properties. You just keep moving around the board, collecting your salary every time you pass “Go.” Meanwhile, others invest, build, and charge you rent. You pay your way through the game, avoiding jail but never really getting ahead.

Sounds familiar? That’s how many people go through life.

Used it in summer but then came back to spotify

We all know about financial pyramids, or also known as Ponzi schemes, and we know that it’s bad, fraudulent, illegal, haram, etc.

Now think about shares, stocks, commodities, cryptocurrencies, even dollar or any investment instrument. Generally, they all based on ponzi schemes but just in a modern form.

Prove me wrong

Let’s debate

People around are working hard, boosting their scores, getting into top unis, but I am just a chill guy who is just lazy?

??

Btw, I’m gonna continue my studies at UWED